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Top 5 Banks In California

California is well known for its banking institutions, and the state offers banking options to cater to all kinds of investments and all sizes of salaries. This state has more banks than any other state in the country, and it is home to some of the largest banks as well. If you are looking for the best bank in California to save or multiply your finances, here is a list of top banks in the state.

You can make a choice after considering factors such as interest rates, fee policies, and branch access convenience.

BBVA Compass
This bank is the best choice if you are looking for a free checking account. BBVA bank provides free checking. Its customers do not need to fulfill any balance requirements. This facility is available with the BBVA Compass ClearChoice Free Checking Account. Other accounts with the bank cost as less as $10–12 per month.

Tri Counties Bank
Tri Counties Bank is the best bank for you if your account balance fluctuates a lot during a month. This bank does not offer free checking, but its charges are very low. Plus, this bank offers waivers on account fee if you can maintain a balance of around $500 in your account or you get a direct deposit of $700. Tri Counties also offers a standard account that is free if you make at least 15 debit card purchases every month.

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Wells Fargo
Wells Fargo is the top bank in California in terms of ATM and Branch access. It is also one of the biggest banks in the country and the most active retail bank in the state. Wells Fargo has more than 1,000 branches and ATMs in Northern and Southern California. So, if you do not like to travel far for your money and appreciate smart banking options, Wells Fargo is the bank for you.

Bank of Hope
If your savings account is on your mind, look no further and select Bank of Hope as your financial institution. This bank’s reserve account offers a rate of 0.75 percent on a balance of around $5000 or more. This savings rate is more than what any other bank offers. This super saving reserve account is offered with the Checking Plus Package.

Citizen Business Bank
Citizen Business Bank is exactly what its name suggests. This bank is the perfect choice in California if you are looking for funds for your small business. Citizen Business Bank offers a wide range of services to owners of small businesses, including much-needed merchant services. The bank also offers a variety of industry-specific loans like Agriculture loans and Dairy loans. Citizen Business Bank is registered as an SBA lender, which means its interest rates are lower than those of other banks.

Choosing a financial institution depends totally on your requirements and the reputation of the bank. So, the best thing to do is to do a thorough research on the banks you would want to opt for, look out for honest reviews from experts in the banking sector, channelize your requirements, and then finalize a bank.

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